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What is FinTech (and how has it evolved)?

Financial Technology has been around virtually as long as the financial services industry itself. But since the economic meltdown of 2008, a new breed of disruptors has displaced traditional e-commerce providers with more efficient services.Financial Technology

When you use PayPal, Apple Pay, Google Wallet or simply your credit card to make an online purchase, you the consumer, the e-commerce retailer and the banks behind the money exchange are using FinTech.

When Charles Schwab, TD Ameritrade or Fidelity Investments purchase stocks and the banks settle the securities transactions, that’s FinTech.

And when you go online to find the best mortgage rates for that dream home or to refinance the one you’re in, that’s FinTech. Continue reading

Choose the best ERP software for your organization

Whether you’re a business looking to consolidate processes or looking to reduce overhead, getting the right ERP system is crucial. Find the best ERP software for you.ERP software

ERP systems come in many different forms, so it is important to find the best ERP software to help you achieve your business goals and optimize your systems and processes. Since ERP is one of the most difficult systems to implement because of its end-to-end impact on corporate systems and operations, the success of your ERP implementation is as important as the ERP system itself.

Not every company is the same. Choosing the best ERP software isn’t just a matter of looking at the features and offerings of different vendors. It’s a matter of looking at those features and seeing how they best fit your company.

While every ERP software vendor has essentially the same functions, each one caters to a certain industry and company types. Here are several common ERP use case scenarios in which you might find yourself, as well as the products that might help you resolve issues and achieve goals. Continue reading

Google Cloud Spanner – Cloud computing

Google Cloud Spanner is a distributed relGoogle Cloud Spannerational database service that runs on Google Cloud. It is designed to support global online transaction processing deployments, SQL semantics, highly available horizontal scaling and transactional consistency.

Interest in Google Cloud Spanner centres on the cloud database’s ability to provide both availability and consistency. These traits are usually considered at odds with each other, with data designers typically making tradeoffs to emphasize either availability or consistency. The trade-off has been described most vividly in the CAP Theorem, which underpinned a general move to NoSQL databases for availability and scalability in web and cloud systems. In pursuing both system availability and data consistency, Google Cloud Spanner combines SQL and NoSQL traits. Continue reading

Online domain maturity: Your kingdom is your domain

When a new business is created, much thought goes into what it should be called. Even before the internet became
a shop window and trade floor for the majority of businesses, choosing a company name could be problematic; was
it already registered somewhere? was it copyrighted? Today, there is also the need to obtain the rights to online domain names that exactly or closely match the company name.Online Domain

For organizations with global aspirations, despite all the new domain extensions (.city, .bio, .market etc.), only .com
will do. Others may want their domain to appear more local, .fr, .de, .co.uk and so on. Once settled on, the
reputation of an organization’s online domain will form an essential part of its overall reputation. If web sites or
online applications perform poorly, or their security is compromised, the domain reputation and, therefore, overall
brand, suffers.

For the majority, the internet is now essential to transacting with consumers and other businesses. For some, it is everything, the full extent of their kingdom that needs protecting at all costs. Too many are still not doing this adequately. Continue reading

Microsoft Azure Cosmos DB

Azure Cosmos DB is a Microsoft cloud database that supports multiple ways of storing and processing data. As such, it is classified as a multi model database.- Microsoft Azure Cosmos DBMicrosoft Azure Cosmos DB

In multi model databases, various database engines are natively supported and accessible via common APIs. They are not restricted to a single data model as is the case with, for example, dedicated graph, key-value or document stores.

Azure Cosmos DB vs. DocumentDB

Azure Cosmos DB arose in part from work undertaken by Microsoft Research to improve data development methods for large-scale applications. That work began as “Project Florence” in 2010 and Microsoft commercialized it in 2015 with the release of Azure DocumentDB. Continue reading

Four tips for reducing mobile app development costs

Don’t get stuck with hidden fees and unnecessary designs with mobile app development. Cut off the high sticker price by focusing on the user experience and going cross-platform.

Developing a mobile app can be a pricey undertaking.Mobile App

Just consider the multiple platforms and device types on which the app must run, not to mention all the differences in screen sizes, resolutions, storage, performance, security and countless other details.

Given these factors, it’s no surprise that mobile app development projects come with such hefty price tags. Here are four tips for driving down the mobile app development cost for organizations.

Design first, build later

Before writing any code, have a good sense of what the plan is for the app. Try to sketch out the app’s workflows and interfaces early in the design process. Sketching is an incredibly cheap and easy way to iron out an app’s initial design and flesh out its requirements.

Produce as many sketches as necessary, and explore design options with the app’s stakeholders as part of an interactive process, while incurring few up front mobile app development costs. Be sure to define directions and rule out dead ends. At this point, there’s no need to come up with a high-fidelity representation of the final interface.

If freehand drawing sounds intimidating, device templates provide a structure to work within. Interface Sketch offers a free set of downloadable sketch templates for desktop and mobile platforms. Continue reading

How mobile cloud computing infrastructure enables modern workers

When it comes to data storage and application development, mobile cloud computing helps IT build a bridge Mobile Cloud Computingbetween legacy software and new work styles.
Smartphones and tablets have little value in the workplace if they can’t access corporate data and applications. Mobile cloud computing infrastructure makes it easier for IT to provide this access.

Traditional enterprise applications are designed for Windows PCs that store data locally and on network file shares. The most popular mobile devices run Apple iOS and Google Android, which means they’re incompatible with Windows applications. They also have much less storage capacity than PCs and can’t easily access network drives. Continue reading

Typically, your spam folder catches a lot of the malware-infected crud sent by the mischievous ne’er-do-wells from Email Addresses Exposedthe darker corners of the internet. Unfortunately, a newly discovered attack has targeted more than 711 million email accounts.Fortunately, only some — not all — of the targets’ passwords have been taken.

The Onliner spambot, first discovered by a Paris-based security researcher who goes by the Benkow pseudonym, was confirmed by well-regarded security expert Troy Hunt in an August 30 blog post. Hunt — a Microsoft Regional Director who runs the breach-tracking website Have I Been Pwned — referred to a data dump from Onliner as “a mind-boggling amount of data,” in which he even found his own email address. Continue reading

Aligning new apps with IT Infrastructure Management cycles

Understand the concept of software lifecycles

Recognize how software lifecycles can be used to build good practices for IT infrastructure managers. Appreciate how lifecycle support processes can improve the quality of IT services delivered to customers.

Communicate, coordinatesoftware lifecycles

The closer the dialog is between the creative team and the delivery team, the better the end result. That’s why it’s important that software developers and IT infrastructure managers communicate and coordinate when planning IT service delivery. The focus should be on ensuring that captured information is processed so that it aligns with required business information outcomes.

We’re not saying that infrastructure managers should take over responsibility for selecting software lifecycles for development work, and we’re not advocating interference. Quite the opposite: Software developers must retain responsibility for software lifecycle selection and associated process modeling.

What we are recommending is that key personnel (IT service customers and IT infrastructure managers) should participate in a coordinated approach to the service planning processes, and that software developers should seek the input of IT service customers and IT infrastructure managers. Continue reading

The Power of the Database: The backbone of IT

1. What is a database?

A database is a collection of data that is stored for a specific purpose and organized in a manner that allows its Databasecontents to be easily accessed, managed, and updated. Although this definition includes stored data collections such as libraries, file cabinets, and address books, when we talk about databases we almost invariably mean a collection of data that is stored on a computer. There are two basic categories of a database. The most commonly encountered category is the transactional database, used to store dynamic data, such as inventory contents, which is subject to change on an ongoing basis. The other category is the analytical database, used to store static data, such as geographical or chemical test results, which is rarely altered.

Strictly speaking, a database is just the stored data itself, although the term is often used, erroneously, to refer to a database and its management system (DBMS). Continue reading